Terms of Services
Last Updated: April 10, 2025
Welcome to Karaunda Frederick Enterprise LLC! By accessing or using our website (“Site”), services, digital products, or participating in our marketing campaigns, you agree to abide by the following Terms of Service (“Terms”). If you do not agree, please refrain from using our Site or services.
1. Services Provided
Karaunda Frederick Enterprise LLC provides credit education, financial consulting, and real estate guidance to help clients improve their credit, understand financing options, and navigate the path to homeownership. Our services include but are not limited to:
Reviewing credit reports and providing dispute guidance
Offering debt management and budgeting strategies
Delivering real estate education through downloadable guides, consultations, and programs
Assisting with mortgage readiness and financing literacy for first-time homebuyers
We also provide downloadable content (such as The Homebuying Blueprint) to empower clients to make informed financial and homeownership decisions.
2. Eligibility
To use our services, you must be at least 18 years old and legally capable of entering into contracts. By using our Site or services, you confirm that you meet these eligibility requirements.
3. No Guarantee of Results
While we are committed to helping you improve your credit and real estate knowledge, we do not guarantee specific results such as credit score increases, mortgage pre-approvals, or homeownership success. Individual outcomes depend on your personal financial situation, credit behavior, and external factors beyond our control.
4. User Responsibilities
By using our services or participating in our campaigns, you agree to:
Provide accurate and complete information
Follow any financial, credit, or real estate guidance to the best of your ability
Not misuse, misrepresent, or abuse the tools, resources, or advice provided
Use our services in compliance with all applicable laws and regulations
5. Payment & Refund Policy
Some services, products, or consultations may require payment. Fees and service terms will be outlined at the point of purchase or within your service agreement. Refunds are considered on a case-by-case basis and must adhere to the terms of your written agreement. Free resources (such as guides or campaign-based downloads) are not eligible for refunds.
6. Privacy & Data Protection
We respect your privacy and are committed to protecting your personal information. Please refer to our Privacy Policy for details about how we collect, use, and protect your data, including information submitted through credit repair inquiries and homeownership-related campaigns.
7. Intellectual Property
All content on this Site—including text, graphics, logos, branding, guides, and digital products—is the property of Karaunda Frederick Enterprise LLC and protected under copyright law. You may not reproduce, distribute, or alter our content without prior written consent.
8. Limitation of Liability
Karaunda Frederick Enterprise LLC is not liable for any indirect, incidental, or consequential damages arising from the use or misuse of our services, products, or information provided—whether related to credit, financing, or real estate education.
9. Third-Party Links
Our Site or materials may contain links to third-party websites for informational purposes (e.g., mortgage lenders, credit bureaus, real estate tools). We are not responsible for the content, policies, or practices of those external websites.
10. Service Termination
We reserve the right to suspend or terminate your access to our services or digital content if there is a violation of these Terms or misuse of our services.
11. Governing Law
These Terms are governed by the laws of the State of Texas, without regard to conflict of law principles. By using our services, you consent to the jurisdiction and venue of the courts in Travis County, Texas.
12. Updates to Terms
We may update these Terms from time to time. Any changes will be posted on this page with a revised Effective Date. Continued use of our Site or services after any changes indicates your acceptance of the updated Terms.
13. Contact Information
Karaunda Frederick Enterprise LLC
9900 Spectrum Dr
Austin, TX 78717
📞 Phone: (346) 978-2091
📧 Email: [email protected]
14. SMS Compliance
Consent to Receive SMS Messages
By providing your phone number, you consent to receive SMS messages from us, which may include service updates, reminders, promotional offers, or other communications related to our services and campaigns.
Message Frequency
The frequency of messages will vary based on your interactions with us, services opted into, and campaign participation.
Opt-Out Instructions
You may opt out of SMS messages at any time by replying with “STOP.” You will receive a final confirmation and no further messages after that.
For Help
Text “HELP” to the number from which you received messages to receive assistance.
Carrier Charges
Standard message and data rates may apply. You are responsible for any such charges from your mobile provider.
Your Mobile Number
You represent that you are the authorized user of the phone number you provide or have the authority to consent on behalf of the subscriber.
Changes to SMS Terms
We reserve the right to update these SMS terms. Continued use of our services after updates constitutes your acceptance.
